Meet Justin
Hello, I'm Justin. While many of you might recognize me from my YouTube channel, there's more to my passion for personal finance than meets the eye. My journey began much like those of other young professionals: my wife and I both had stable jobs and decent incomes. Yet, shortly after we got married, we woke up to find only $87 in our bank account, with several thousand dollars' worth in bills on the horizon.
We found ourselves asking the same questions many do:
- How did we let this happen?
- How did we end up here?
In a world where financial literacy often feels more like a privilege than a right, I've noticed that even high-earning professionals can struggle with basic wealth management. This realization inspired me to create content that simplifies complex financial topics into actionable, easy-to-understand advice.
That said, welcome to my website! I hope the content you find here empowers you to take charge of your finances and enjoy a fulfilling life.
My Mission:
Empower you to achieve financial freedom with practical, evidence-based strategies. Beyond the videos and tools, I'm building a vibrant community rooted in trust and the shared vision of long-term prosperity.
My Vision:
In an era where financial advice is often drowned in sensationalism, I aim to be the trusted voice that guides you through the noise. My dream? To see every individual equipped with the knowledge to pave their path to financial freedom and generational wealth.
My Core Values
- Empowerment: I stand committed to providing you with the best tools and insights for your financial journey.
- Accountability: Your trust is invaluable. I pledge to remain transparent, celebrating our collective successes and learning from the lessons along the way.
- Pragmatism: Financial noise is everywhere. Here, you'll only find advice that's actionable and grounded in reality.
My YouTube Channel
From humble beginnings to a growing community, my YouTube channel serves as a beacon for practical, evidence-based financial insights. It's where my mission takes visual form, transforming complex financial topics into engaging, easy-to-understand content.
What You'll Discover:
- Actionable Information: I focus on teaching information that you can immediately implement, from basic budgeting skills to how knowledge of how options trading works.
- In-Depth Analysis: Whether it's breaking down the latest market trends or diving deep into wealth management, my videos provide comprehensive insights without the fluff.
- Engaging Narratives: Beyond the numbers and charts, I share real-life stories, both of success and lessons learned, to offer relatable perspectives.
Private Consulting
I am currently taking appointments for private consulting sessions to assist individuals in navigating the complex world of personal finance and money management. My consultation services provide tailored guidance based on your unique financial goals and concerns.
Why Choose a Private Consulting Session with Me?
- Depth of Experience: Leverage my 10+ years in personal finance fanaticism, where I've dissected complex financial topics for both myself, and my YouTube audience. This translates to a deep well of knowledge that can address your personal finance concerns.
- Actionable Insights: Rather than generic advice, I provide actionable strategies tailored to your unique situation, ensuring you get value from our session.
- Heart of a Teacher: I prioritize teaching you sound practices and principals related to personal finance concepts so that you LEARN what you need to know from our session.
- Trust and Confidentiality: Your financial well-being is my utmost priority. Any information shared remains confidential, as I uphold the highest standards of integrity and professionalism.
What kinds of things can we talk about?
- General Financial Education: Understand the basics of personal finance, budgeting, and saving.
- Budgeting and Expense Tracking: Discuss strategies to manage and track expenses effectively, and build a solid budget.
- Debt Elimination Strategies: Learn about effective strategies to manage, reduce, and eventually eliminate personal debt.
- Understanding Financial Products: Deep dive into the world of credit cards, financing, home ownership, major purchases, savings accounts, money market accounts, CDs, and other non-speculative products.
- Personal Finance Goals Setting: Establish clear, achievable short-term and long-term financial goals.
- General Information About Investment Vehicles: Get an overview of investment vehicles such as brokerage accounts, 401(k) accounts, and individual retirement accounts, without specific investment advice.
- Retirement Planning: Learn about general retirement planning and principles behind achieving financial independence and early retirement, without specific investment advice.
IMPORTANT: What can we NOT talk about?
As I am NOT a Certified Investing Advisor (see Disclaimer), I am bound by law under the Investment Advisers Act of 1940 to restrict our discussions when it comes to specific investment advice. In other words, I can help educate and guide you on overarching, generally available, principals and information, but I CAN NOT tell you how to invest your money!
- Specific Investment Recommendations: I will not suggest specific stocks, bonds, or other securities for purchase or sale.
- Active Investment Strategies: Discussion around when to buy or sell specific securities or timing the market is off-limits.
- Portfolio Allocation: I cannot provide advice on how much of your money should be in stocks, bonds, or other securities.
- Any Form of Speculative Investment: This includes but isn't limited to cryptocurrency, futures, and options.
Remember, our focus in these sessions will be on helping you understand and manage your finances better. Specific investment recommendations and strategies are best left to licensed professionals, and I prioritize ensuring our discussions stay within the legal bounds.
In emphasizing these boundaries, my primary goal is to maintain full compliance with the law and foster a transparent, trustworthy relationship with you. I am dedicated to providing value within the scope of my expertise, while also ensuring that our conversations prioritize your best interests and adhere to legal guidelines.
How It Works & What to Expect
Step 1: Booking Your Session
Secure your slot by sending me an email at consulting@justinvconroy.com and I'll work with you directly to set up a time that works for you.
Step 2: Agreement Review and Sign Off
Once your slot is confirmed, I will send you a copy of the Consulting Agreement for your review and signature via DocuSign. You can review a generic copy of the same document here. If you decide that you can't (or don't want to) agree to the terms and conditions, no problem! Just let me know and I will cancel your appointment.
Step 3: Preparation
Once your slot is confirmed, you will recieve a Pre-Consultation Questionnaire to fill out. This ensures our session is productive and focused on your specific needs. The more information you can give me ahead of time, the better prepared I can be for our call!
Step 4: The Consultation
At our designated appointment time, we'll meet for a one-hour session on Google Meet. During this session, I'll address your questions and provide guidance tailored to your financial goals.
Step 5: Post-Session Deliverables
Within 3 business days of our call, you will recieve a recording of our session, as well as a written summary with specific action items and guidance listed. This ensures you can revisit our consultation at any time.
Step 6: Post-Session Survey
You will also recieve a request to complete a post-session survey. While this is not strictly required, it would be greatly appreciated if you could fill it out and send it back to me so that I can work to improve sessions for future clients.
Ready To Secure Your Slot?
If you like the sound of hiring me for a Private Consulting session, click below to be re-directed to my Google Calendar Appointments page where you can find a timeslot that works for you and pay the fee, securely, with Stripe.
Resources - More Coming Soon!
YouTube Channel:
- YouTube Channel Feedback Survey - If you have some feedback and would like to participate in my channel satisfaction survey, you can do that here. Thank you in advance!
Helpful Resources:
- S&P 500 Return Calculator - This calculator is an easy to use tool that can show you S&P 500 return metrics, with flexibilty to include or remove inflation and dividend reinvestment.
- Compound Interest Calculator - Easy way to calculate compound interest. Also allows for extra contributions.
- Amortization Calculator - Easy way to calculate amortization (i.e. loan financing!). Also allows for extra contributions.
My Favorite Books:
I read a lot... but these are some of my favorites.
Personal Finance Books:
- The Millionaire Next Door: The Surprising Secrets of America's Wealthy - Thomas J Stanley and William D. Danko
- I Will Teach You to Be Rich - Ramit Sethi
- The Intelligent Investor - Benjamin Graham
Non-Fiction (non-Personal Finance)
- What Got You Here Won't Get You There: How Successful People Become Even More Successful - Marshall Goldsmit
- The 7 Habits of Highly Effective People - Stephen Covey
- The 4-Hour Workweek - Timothy Ferris
- Good to Great: Why Some Companies Make the Leap...And Others Don't - Jim Collins
- Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones - James Clear
- Never Split the Difference: Negotiating as if Your Life Depended on It - Chris Voss
Spreadsheets from Videos
- Compound Interest Examples - From this video.
Contact Me
For inquiries, feedback, or collaboration opportunities, feel free to drop me an email at: